Most Trusted Crypto Cards for 2023 |

2022 has proven to be an extremely turbulent year for the cryptocurrency market. The collapse of centralized exchanges like FTX and subsequent investigations severely undermined user confidence in blockchain services as thousands of users were left without investments or funds. As 2023 approaches, it becomes clear that the blockchain industry needs to grow in a new vector that involves greater transparency, accountability, and integration with traditional financial instruments and gateways.

Given the failure of several DeFi services and payment infrastructure platforms, it is imperative that users exercise extreme caution when selecting a crypto-fiat service. Below is a list of the most trusted crypto bank card providers for 2023, all of which have proven to be both secure and resistant to market shocks.


Binance is the largest centralized cryptocurrency exchange on the market; it has been operating successfully since 2020. Binance offers its own debit card in both plastic and digital versions. The Binance Card offers low monthly fees, no annual support fees, and no exchange fees. The card also supports 15 cryptocurrencies and claims to be accepted worldwide. Cashback is also available.


The Embily network has been operational since 2017 in Europe, with plans to expand to the United States in early 2023 through a partnership with Visa and MasterCard. The project has a valid European license, does not involve any native tokens and is completely self-contained. Embily also offers its customers a VISA-based debit card that supports payments in euros and cryptocurrency wallets (with instant conversion of digital assets to fiat at the best exchange rate on the market). More importantly, all user assets are stored in euros, as opposed to cryptocurrencies.

the Embily The platform offers zero annual maintenance fees and a 24-hour support service that guarantees instant troubleshooting. The physical component of the card can be delivered to the cardholder’s location for a separate fee, which is refunded upon card activation and can be used to cash out at ATMs. Emily’s dual support for Euros as well as other cryptocurrencies makes her the perfect choice for European holders.


Another large and centralized exchange, Coinbase also offers Visa-backed cryptocurrency debit cards. The card supports over 230 cryptocurrencies and claims to be accepted worldwide at over 40,000 online and physical outlets.

One of the strengths of the card is that it is digitally connected directly to users’ Coinbase account, which requires going through the KYC procedure. The card offers unlimited rewards of up to 4% from every purchase and is free with no annual or monthly fees.


The Nexo Card is part of a large decentralized ecosystem of services, including loans, a native wallet, and exchange venues. Nexo also allows cardholders to use a line of credit attached directly to their cryptocurrency wallets, making it easier to repay loans.

The debit card supports VISA and 0.5% cashback in BTC function. There are no monthly or annual fees, making it the ideal option for budget users. Nexo supports up to 20 cryptocurrencies and regularly updates their list.

Key points to remember

2023 promises more turmoil in the cryptocurrency industry, which means market participants need to think carefully about whether the services they currently use have a chance of surviving the “crypto winter”. The FTX incident cast significant doubt on centralized exchanges as reliable services for storing value, leaving independent projects in a better position. With the integration of FIAT and digital assets progressing smoothly, the choice ultimately comes down to preference and usefulness when selecting a debit card that supports cryptocurrency payments.

Image by Jan Vašek from Pixabay

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